Credits

Credits are how you pay for AI work in INDXR. Reading a video's existing captions is always free; the things that cost credits are AI transcription and AI summaries. One credit is one minute of AI transcription, credits never expire, and anything a job doesn't use comes back to your balance.

What costs credits

• Caption extraction — free. Reading a video's existing captions never costs credits, with or without an account.
• AI transcription — 1 credit per minute. Rounded up to the next minute, minimum 1. A 12-minute video costs 12 credits.
• AI summary — 3 credits. A flat 3 credits per summary, whatever the transcript's length.
• RAG JSON export — 1 credit per 10 minutes. RAG JSON is the transcript split into bite-size chunks formatted for feeding into an AI search or chatbot; only this chunked export costs credits, while the plain JSON download is free. After a transcript's first RAG export, re-downloading its other chunk presets is free.
• Playlists — first 3 caption videos free. After that, each caption video costs 1 credit. A video you switch to AI transcription is billed per minute instead, with no free-video discount.

Every other export — TXT, Markdown, CSV, SRT, VTT and plain JSON — is a free download.

Reserved up front, the rest comes back

When you start an AI transcription or a playlist, INDXR reserves the estimated cost up front — so your balance drops by the estimate right away. As the work finishes, only what it actually used is settled, and when the job ends the unused remainder is returned automatically. You pay for what happened, not for the estimate.

Failed AI work is refunded automatically

If an AI transcription or summary fails, the credits held for it are returned to your balance automatically — you are never charged for work that didn't produce a transcript. You'll see a "Refund" line in your transaction history on the Account page.

Library storage, and buying more

Every account gets 100 MB of library storage — the space your saved transcripts, edits, summaries and exports take up. Since transcripts are text, 100 MB holds a lot. You can see how much you've used on your Account page.

If you fill it, new transcripts pause until you free up space — your existing transcripts are never touched, and no credits are charged for a paused job. You can either delete some transcripts, or buy more room: 100 credits adds a permanent 100 MB (1 credit per MB), and bought space stays yours just like your credits.

Credits never expire

Purchased credits stay in your account until you use them — there is no monthly reset and no subscription. Refunds on a purchase itself (as opposed to the automatic refund of failed AI work above) are covered in the Terms.